Flow Chart: Opening a Formal Bank Account in Bangladesh
1. Selecting the preferred bank branch and suitable account category
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2. Completing the standardized KYC account opening application form
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3. Attaching verified National ID (NID), photos, and nominee credentials
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4. Verifying biometric fingerprints against Election Commission server
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5. Depositing the stipulated mandatory minimum opening cash balance
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6. Receiving assigned account number, checkbook, and ATM debit card